American Express
Amex Cobalt
Amex Membership Rewards · $15.99/month outside Quebec; $191.88/year in Quebec
This card’s fees, earn rates and welcome offer await current source review. Historical catalogue information below is for reference.
Your eligibility
Sign in and build a plan to check this card against your province, income, and card history.
American Express rule: welcome bonus once per lifetime per card.
Current offer
No recently verified welcome offer is available here. The issuer may have an offer; check its current terms before applying.
Earn rates
| Dining | 5 pts/$ |
| Groceries | 5 pts/$ |
| Gas | 2 pts/$ |
| Everything else | 1 pts/$ |
| Travel | 1 pts/$ |
| Recurring bills | 1 pts/$ |
Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.
- Accelerated rate cap: $2,500 in Groceries, Dining per month; then 1 points/$.