BMO
BMO CashBack Mastercard
Cash back · No fee
This card’s fees, earn rates and welcome offer await current source review. Historical catalogue information below is for reference.
Your eligibility
Sign in and build a plan to check this card against your province, income, and card history.
BMO rule: no universal repeat-bonus rule is established; the current offer terms control. This rule is community folk knowledge, not officially published — check current offer terms.
Current offer
No recently verified welcome offer is available here. The issuer may have an offer; check its current terms before applying.
Earn rates
| Groceries | 3% |
| Recurring bills | 1% |
| Gas | 0.5% |
| Everything else | 0.5% |
| Dining | 0.5% |
| Travel | 0.5% |
Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.