BMO eclipse Visa Infinite

Your eligibility

Sign in and build a plan to check this card against your province, income, and card history.

BMO rule: no enforced cooldown — the community consistently reports this issuer pays the welcome bonus again on reapproval. This rule is community folk knowledge, not officially published — check current offer terms.

Current offer

No active offer tracked for this card right now.

$50 annual lifestyle credit

Recurring perks valued in dollars — lounge access, NEXUS fee coverage, free checked bags, credits. Kept separate from expected value, which counts direct points and cash only.

Earn rates

Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.