BMO
BMO eclipse Visa Infinite Privilege
BMO Rewards · $499.00 annual fee · requires $150,000 income
This card’s fees, earn rates and welcome offer await current source review. Historical catalogue information below is for reference.
Your eligibility
Sign in and build a plan to check this card against your province, income, and card history.
BMO rule: no universal repeat-bonus rule is established; the current offer terms control. This rule is community folk knowledge, not officially published — check current offer terms.
Current offer
No recently verified welcome offer is available here. The issuer may have an offer; check its current terms before applying.
Additional perks value
~$300/year$200 annual lifestyle credit, airport lounge access (Visa Airport Companion)
Recurring perks valued in dollars — lounge access, NEXUS fee coverage, free checked bags, credits. Kept separate from expected value, which counts direct points and cash only.
Earn rates
| Gas | 5 pts/$ |
| Dining | 5 pts/$ |
| Travel | 5 pts/$ |
| Groceries | 5 pts/$ |
| Everything else | 1 pts/$ |
| Recurring bills | 1 pts/$ |
Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.