National Bank

National Bank World Elite Mastercard

NBC Rewards · $150.00 annual fee · requires $80,000 income

This card’s fees, earn rates and welcome offer await current source review. Historical catalogue information below is for reference.

Your eligibility

Sign in and build a plan to check this card against your province, income, and card history.

National Bank rule: welcome bonus again after 12 months without the card. This rule is community folk knowledge, not officially published — check current offer terms.

Current offer

No recently verified welcome offer is available here. The issuer may have an offer; check its current terms before applying.

Additional perks value

~$250/year

Up to $250/year reimbursed for baggage, seat selection and airport lounge fees

Recurring perks valued in dollars — lounge access, NEXUS fee coverage, free checked bags, credits. Kept separate from expected value, which counts direct points and cash only.

Earn rates

Gas2 pts/$
Dining2 pts/$
Groceries2 pts/$
Recurring bills2 pts/$
Travel1.5 pts/$
Everything else1 pts/$

Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.