Scotiabank

Scotiabank Passport Visa Infinite +

Scene+ · $150.00 annual fee · requires $80,000 income

Your eligibility

Scotiabank rule: welcome bonus again after 24 months without the card.

Current offer

Up to 35,000 Scene+ points

• $2,000 in net purchases within 3 calendar months
• Spend $40,000 during the account year; annual bonus credited after the qualifying year

Qualifying conditions and calculation assumptions

New personal accounts only; primary or secondary holders of any Scotiabank personal card within the past 2 years are excluded. Account must remain open and in good standing when rewards post.
Current product name Passport Visa Infinite +. Annual fee $150; no public first-year waiver. Welcome account-opening period August 4–November 1, 2026.
Issuer shows personal-income range $60,000–$80,000+ for card matching; planner uses conservative $80,000 and does not assess household/assets alternatives.
2 points/$ groceries/dining, 1 elsewhere in model; accelerated categories share $50,000 per calendar year. Merchant-specific 3x and transport categories are not generalized to all travel.

Quebec: Public Canadian offer reviewed; no separate Quebec welcome-bonus exclusion stated. Provincial cardholder agreements and interest/payment rules still apply.

Check the issuer’s current offer and application terms ↗

Offer verified Sep 6, 2026 · 24 days old · expires Nov 1, 2026

Additional perks value

~$190/year

6 DragonPass airport lounge visits/year; no foreign-transaction fees (extra value if you spend abroad)

Recurring perks valued in dollars — lounge access, NEXUS fee coverage, free checked bags, credits. Kept separate from expected value, which counts direct points and cash only.

Earn rates

Dining	2 pts/$
Groceries	2 pts/$
Gas	1 pts/$
Everything else	1 pts/$
Travel	1 pts/$
Recurring bills	1 pts/$

Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.

Accelerated rate cap: $50,000 in Groceries, Dining per calendar year; then 1 points/$.