TD
TD First Class Travel Visa Infinite
TD Rewards · $139.00 annual fee · requires $60,000 income
Your eligibility
Sign in and build a plan to check this card against your province, income, and card history.
TD rule: welcome bonus again after 12 months without the card.
Current offer
Up to 160,000 TD Rewards points and a first-year fee rebate
- • Make a first purchase; plan assumes purchase and card activation within the first 3 calendar months for the fee rebate
- • $7,500 in net purchases within 180 days
First-year fee rebate, subject to the offer conditions.
Qualifying conditions and calculation assumptions
- Activate and make a first purchase within 3 calendar months for the fee rebate. Same-product openings within 12 months excluded; transfers and targeted channels can have different terms.
- 6 points/$ groceries/dining and 4 recurring bills, each modeled category capped at $25,000 annually then 2; generic travel earns 2, not the Expedia-for-TD-only rate. TD cap renewal follows the January statement; projected new-card caps conservatively reset February 1 until the exact cycle is known.
- Minimum personal income $60,000. Birthday bonuses, conditional travel credits and other perks excluded from headline value.
Quebec: Public Canadian offer reviewed; no separate Quebec welcome-bonus exclusion stated. Provincial cardholder agreements and interest/payment rules still apply.
Offer verified Sep 6, 2026 · 24 days old
Earn rates
| Dining | 6 pts/$ |
| Groceries | 6 pts/$ |
| Recurring bills | 4 pts/$ |
| Gas | 2 pts/$ |
| Everything else | 2 pts/$ |
| Travel | 2 pts/$ |
Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.
- Accelerated rate cap: $25,000 in Groceries per statement year; then 2 points/$. Reset follows the statement in month 1; projections use the end of that month until the cycle is known.
- Accelerated rate cap: $25,000 in Dining per statement year; then 2 points/$. Reset follows the statement in month 1; projections use the end of that month until the cycle is known.
- Accelerated rate cap: $25,000 in Recurring bills per statement year; then 2 points/$. Reset follows the statement in month 1; projections use the end of that month until the cycle is known.